Here's where we shine. Marine financing leaves your other credit lines free-the boat is the collateral. We make it easy and handle all of the details. We offer personal service--just like in the old days!Get your questions answered here and start the process.

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Should you really buy a new boat now?

Times have never been more challenging--nor the opportunities greater.

Here are at least 10 secrets for coming out on top--get a great deal on your boat, but also get a great deal on financing and even more you can use pre-approved financing to get a better deal on your boat.

Three important principals will be discussed here.

1. Why you should set up a LLC in conjunction with your boat purchase.

2. What you need to know before you submit your application.

3. Normally the loan expense is the biggest expense of boat ownership--here's a sure fire way to reduce all of your costs!

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Eric Smith, President

Click on the symbol to the left to get finance application, that you can fax back and get the Incorporating...information here. or from the links below.

To get a finance application that you can fill out in a word format so you can email it back, click here. (to insure privacy, don't fill in the last 4 digits of your SS number--send that info separately with only those digits in the body of your message.)

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Monohulls

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1. Should you set your boat up as a Corporation? LLC or...

Should you incorporate?

Whether you are setting your boat up as a business or not, there are two major advantages to incorporating:

1. Some additional liability protection. It makes it more difficult for anyone trying to get a judgment against you to get to your personal assets. In today's litigious society, you are vulnerable to everything from people walking down the dock and tripping over your dock line, to guests on board--coming after you for more than the value of your boat.

2. There may be advantages on resale. If you've paid sales tax, you can sell the stock in the Corporation, rather than the boat and the new owner may then not need to pay the tax again--this makes your boat worth more at resale. There may be other advantages if you want to get partners, etc. to just selling or exchanging stock rather than "selling your boat". (Check with appropriate tax authorities.)

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