Log in and submit some basic information to get more information and sample business plans about our Boat-As-A-Business program (BAB). Here are your 3 choices: or, Skip explanation, go to form

1. Sample business plans for all of our most popular boats.--Don't need to fill in the boxes, or send finance application.

You will get: Package Pricing and option lists as well as a 8 page business plan for many sample boats. You will also get:

4 white papers:

An overall review of our program and how your boat is managed
The difference between a "Charter company program" and our Boat-As-A-Business program (BAB)
Why have a home based business?
A simple explanation of the tax advantages

Skip further explanation, go to form Scroll down for more choices

2. Fill out all of the information, including the boxes, and we'll send a custom, summary business plan based on the specific information submitted--and access to the white papers, including the guide for tax advisors.

Skip further explanation, go to form Scroll down for more choices

3. Complete all of the information as in (2), and submit a financial application and we'll offer a complete, 24 page business plan with a month by month and year by year break down. In addition, we'll provide access to a confidential page to help you and your tax advisor understand how this program can qualify you for all available tax advantages. This paper has helped answer many of the most asked and misunderstood issues that tax advisors face. It helps them to help you.

So, only fill out the financial application if you're ready for (3). Call us if you have questions: 410-263-2311.

Application, manual for fax Fax:410-263-2964

Application, type in results-email results (this is a word document).

Not sure of your tax bracket? Tax Calculator here--What bracket am I in, anyway-- this will take you off of our site so just close the page when you're done and come back here (Be sure to add State tax to your bracket--if not sure? 3-5% NOTE: Make a note of your Marginal and Average tax bracket for the form.

If you simply want a sample, summary business plan--you don't need to send in the financing application yet. Review your 3 choices above.

At this point, neither of us knows if this program is right for you. But, if you would like a free consultation so that we can exchange information in order to create a business plan specifically for you, Please fill out this form... Be sure to tell us the most likely boat/size, your estimated tax bracket, and down-payment and an approximate time frame for when you want a boat and tax advantages! Want to attend a seminar in Annapolis? Go instead to our seminar page: Click here.

Form for more detailed information...

* Must fill fields

*Email:

First/Last:

Phone: State:

*Boat:
*Size:
* Timing:

While all of the following goals can be accomplished, we want to know what's most important to you.

Primary goal: (Hold down Ctrl key for multiple selections)
DownPayment (% or Amt.--Typically 15-20% down req.)
Describe your anticipated income pattern:
* What is your taxable income from latest tax return?
Marginal Tax Bracket % Combined Fed/State! generally 20-40% on average. 38% typical. Calculate your tax bracket with this handy calculator.

AverageTax Bracket % Combined Fed/State!

Amount of 179 expense allowance I would like ($0-250,000)
Amt of Bonus depreciation I would like, 0-50% of acquisitition cost.

Want to do a mini, on-line 20 min. Seminar? Use the drop down.

What else can you tell us about your plans? (Enter below)

Disclaimer, by submitting you agree that you understand.

We are not tax advisors. By submitting this form, you agree: I understand that BYA is not a tax advisor. BYA is not responsible for the information and that it has been passed on from various sources. I understand that it is my responsibility to verify any information provided and to get expert advice as to it's applicability to my situation. I understand that Bay Yacht Agency, its officers, agents and affiliates are not responsible for any use made of the information provided here, or with other information provided or to be provided concerning this program described as, "Boat As A Business" or BAB. Any advice concerning Federal, state and local tax issues contained in the written communication (and any attachments) has not been written nor is it intended by the author or MMA, Inc. T/A Bay Yacht Agency and Let's Go Cruising. to be used, and cannot be used, for the purpose of avoiding federal, state or local tax penalties that may be imposed under the Internal Revenue Code or applicable state or local tax provisions.
Confidentiality statement: By submitting, you agree that you understand.
By submitting this form, You agree... I understand that much of the information provided by Bay Yacht Agency, including business plans, and other information that is not in the public domain is proprietary. I agree that I will only use this information personally and will not share it with anyone other than my financial advisor who may help me with my decision. I understand that the unlawful or misappropriated use of this information may subject me to being responsible for damages to MMA, Inc. T/A Bay Yacht Agency which, if they cannot be fairly ascertained by a court of law are hereby fixed at a minimum of $50,000. I agree that if there is any question as to how I might use this information, I shall get written authorization from the principals of the corporation prior to using it for any, potential, unauthorized purposes.

* I agree with the above statements.

If you would like to call:

1-800-YACHT20

Or 410-263-2311

Helpful links here...
Practical information gleaned from experienced cruisers, owners, charterers, captains, designers and builders

Choosing a offshore/liveaboard monohull.

Choosing a offshore/liveaboard catamaran.

See all of our latest news and product information at our newsletter, BayViews.

Learn about how to set your boat up--any of the products below, for income and tax advantages. Boat-As-A-Business information here.

Products: Jeanneau (Sail & Power), Fountaine Pajot (Sail & Power), Selene Trawlers, Floating homes. See all of the boats here.

About Bay Yacht Agency

In Annapolis since 1972, still owned and operated by the founder, Eric Smith. We're located on the harbor, in the U.S. Sailing capital, Annapolis. We have helped 1,000's of owners customize their boat to meet their specific requirements. We offer full yard and commissioning services, Sailing courses and charters, financing, insurance and complete services in every category.

Visit our capable and knowledgeable professionals at our office On the Harbor, 2nd and Spa Creek (next to the Chart House Restaurant, in the Yacht Haven Marina.)
Email: info@bayacht.com Phone 410-263-2311.

HOURS: Mon-Fri.: 9:00 to 5:00 Sat.: 10:00-4:00 Other times by appointment.

To meet us any time, including outside of the hours shown, please give us a call at our office anytime.

Physical Location: Second and Spa Creek, Annapolis MD "On the Harbor, Annapolis since 1972"

Bay Yacht Agency 326 First St. P.O. Box 4995, Annapolis, MD 21403

How to get here. Driving directions and more.

Email: info@bayacht.com Phone 410-263-2311.